I have no options: The public option for chronic pancreatitis
Robin's story:
To claim that the passage of a comprehensive health care bill will result
in rationing is just plain ignorant. You ignore that many of us are
uninsurable; I struggle with health issues post TP/IAT (pancreatic surgery with islet cell transfer like I had), yet must work, as my health
insurance is supplied through my self-employment...and I pay $22,000.00
per year for health care coverage, with a deductible.
I have no options, I cannot change or reduce my plan without fear of being
reviewed again by underwriters and rejected.
Don't you understand that without protection from a government plan, many
of us would be blacklisted from group or individual health insurance because
of our disease?
Don't you understand that the insurance companies have the right (NOW) to
deny you coverage because of "pre-existing conditions" clauses?
Go to a website and at least read the health plan that was approved by the
House...it is sensible, and it may provide affordable coverage to persons
afflicted with chronic illness who otherwise would be uninsurable.
It is frustrating that there are those out there who really believe the
NEGATIVE press that has been surreptitiously funded by health insurance
companies and big PHARMA, why...because the government plan will cost them $!!
We with Chronic Pancreatitis are the outcasts of the medical profession, we are constant and
expensive consumers of the system, a system that is designed to deny us
benefits. We should all be writing letters to our respective congressional
representatives to support national health care.
The people on this listserv should be jumping up and down and trying to
educate others who don't suffer from the stigma of a chronic illness about
how necessary the regulation of our insurance and health industries is...to
give those of us who fall into an "unacceptable risk pool" an opportunity to
obtain health insurance without prejudice and the almost certain risk of
denial once you carry a CP diagnosis.
-
Robin H. (CA)
Advice: Read another story about the difficulty of getting health insurance with a major pre-existing condition. Thanks to Robin, and Carolyn Bloom, for the source posting to pancreatitis@YahooGroups.
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